Real-time authorisation, processing and settlement of transactions on credit, debit and charge card accounts. This enables businesses to confirm that funds are available to cover a purchase and that settlement will be made direct to their bank account within two days.

Real-time means real-time, typically, a JUSTPAY authorisation decision will be returned to the cardholder within 5 seconds. With this speed of response, the cardholder views your website or telephony application as efficient and professional. If there’s a problem with the card payment not being authorised, the cardholder is informed just as quickly and the transaction does not go ahead.

Whether online or via the telephone, customers expect the kind of service they would get in the best high street stores; JUSTPAY can help you to deliver this professional and efficient level of service by ensuring the users have confidence in the speed of the transaction authorisations and the levels of security applied to the application.