JUSTPAY Token is a consumer application that is charged up by the customer to the desired value, via a secure JUSTPAY web interface. This enables users to make purchases without having to pass over any card details to the web site or storefront. It is also compatible with automated telephone operations and call centre environments using JUSTPAY Contact.

A typical use might be for charging up a subscription to a mobile telephony SMS service, whereby the caller can add credits to their account directly from their mobile telephone, without having to transmit sensitive card details over the mobile telephone network.